#

Real. Unbiased. Financial Education.

LEGAL NOTICES AND TERMS OF USE IPLAN.com (IPLAN) is wholly owned and operated by MFR Software, LLC is a Georgia limited liability company. By utilizing IPLAN you agree to be bound by these Terms of Use (this “Agreement”), whether or not you register as a client on the IPLAN website. If you wish to become a client or make use of the website’s services, please read these Terms of Use. If you object to anything in this Agreement or Privacy Policy, do not use the IPLAN website or services. The Terms of Use are subject to change by IPLAN at any time, effective upon posting on the IPLAN website, and your use of any of the services performed by IPLAN after such posting will constitute acceptance by you of such changes.
Acceptance of Terms of Use Agreement This Agreement is an electronic contract that sets out the legally binding terms of your use of the IPLAN website and services as a client of IPLAN. This Agreement may be modified from time to time by IPLAN, such modifications to be effective upon posting by IPLAN on the IPLAN website. This Agreement includes IPLAN’s Privacy Statement posted on the IPLAN website. By accessing the IPLAN website as a client or a visitor of the IPLAN website, you accept this Agreement and agree to the terms, conditions and notices contained or referenced herein.By accessing the IPLAN website as a visitor or a client, you consent to have this Agreement provided to you in electronic form.

By the nature of having internet access to have access to this Agreement, legal notices and Privacy Statement and other disclosures posted by IPLAN on the IPLAN website. As an IPLAN client or IPLAN website visitor you may print a copy of this document for your records.
Eligibility There are no limitations in becoming a client of IPLAN. By using the IPLAN website you represent and warrant that you have the right, authority and capacity to enter into this Agreement and to abide by all of the terms and conditions of this Agreement.
IPLAN Client Pricing Becoming an IPLAN client is free.
Term This Agreement contains the entire agreement between you and IPLAN regarding the use of the website and services performed by IPLAN. If any provision of this Agreement is held invalid, the remainder of this Agreement shall continue in full force and effect.
Non-commercial Use by Members The IPLAN website is for the exclusive use of clients only and may not be used in connection with any commercial endeavors, unless approved in advance in writing by an authorized representative of IPLAN. Illegal and/or unauthorized uses of the IPLAN website or services may be investigated, and appropriate legal action will be taken, including without limitation, civil, criminal, and injunctive redress. Use of the IPLAN website or services is with the permission of IPLAN and may be revoked at any time, for any reason, in IPLAN’s sole discretion.
Account Security You are responsible for maintaining the confidentiality of the username/email and password that you designate during the sign-up process. You are fully responsible for all activities that occur under your username/email and password. You agree to (a) immediately notify IPLAN of any suspected or unsuspected unauthorized use of your username/email or password or any other breach of security, and (b) ensure that you log-out from your account at the end of each session. IPLAN will not be liable for any loss or damage arising from your failure to comply with this provision. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.
IPLAN Content IPLAN owns and retains all proprietary rights to the content and services through the IPLAN website and has the legal rights and licenses to use all material posted on the IPLAN website. The Web Site contains the copyrighted material, trademarks, and other proprietary information of IPLAN, and its partners and licensors.
Prohibited Activities IPLAN reserves the right to investigate and terminate your access to IPLAN as a client if you have misused the IPLAN website, services or content, or conducted actions deemed as inappropriate by IPLAN or whose conduct is unlawful or illegal.
Modifications to Service IPLAN reserves the right at any time to modify or discontinue, temporarily or permanently, the IPLAN website or services in part or in full without notice. You agree that IPLAN shall not be liable to you or to any third party for any modification, suspension or discontinuance of the IPLAN website or services.
Proprietary Content You may not post, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information unless under fair use or without obtaining the prior written consent of the owner of such proprietary rights. IPLAN content, logos, website graphics on the IPLAN website and service performed by IPLAN are the exclusive property of their respective owners. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, and supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by IPLAN.
Privacy Use of the IPLAN website and services is also governed by our Privacy Statement.
Disclaimers IPLAN is not responsible for any incorrect or inaccurate content posted on the IPLAN website or in connection to services provided by IPLAN. IPLAN assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, user or client communications. IPLAN is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of email or players on account of technical problems or traffic congestion on the Internet or at any website or combination thereof, including injury or damage to users and/or clients or to any other person’s computer related to or resulting from participating or downloading materials in connection with the IPLAN website or in connection to services performed by IPLAN. Under no circumstances will IPLAN or any of its affiliates, advertisers, promoters or distribution partners be responsible for any loss or damage, including personal injury or death, resulting from anyone’s use of the IPLAN website or services performed by IPLAN or any content posted on the IPLAN website. IPLAN does not guarantee and does not promise any specific results from use of the IPLAN website or services performed by IPLAN. In addition to the preceding paragraph and other provisions of this Agreement, any advice or guidance that may be posted on the IPLAN website is for informational and entertainment purposes only and is not intended to replace or substitute for any professional financial, legal, tax, debt, or other advice. IPLAN makes no representations or warranties and expressly disclaims any and all liability concerning any treatment, action by, or effect on any person following the information offered or provided within or through the IPLAN website or services performed by IPLAN. If you have specific concerns or a situation arises in which you require professional advice, you should consult with an appropriately trained and qualified specialist.
Links The IPLAN website may provide third parties links other websites or resources. Because IPLAN has no control over such websites and resources, you acknowledge and agree that IPLAN does not endorse sand is not responsible or liable for the availability and content of such external sites or resources or other material provided by such websites. You further acknowledge and agree that IPLAN shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by such websites.
Third-Party Advertisers IPLAN may choose to present advertisements and promotions from third parties on the IPLAN website or other services performed by IPLAN. Your business dealings or correspondence with, or participation in promotions of, advertisers other than IPLAN, and any terms, conditions, warranties or representations associated with such dealings, are solely between you and such third party. IPLAN is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of third-party advertisers on the IPLAN website or other services performed by IPLAN.
Limitation on Liability Except in jurisdictions where such provisions are restricted, in no event will IPLAN be liable to you or any third person for any indirect, consequential, exemplary, incidental, special or punitive damages, including also lost profits arising from your use of the IPLAN website or services under any circumstances. Notwithstanding anything to the contrary contained herein, IPLAN’s liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you directly to IPLAN for the services performed by IPLAN during the term of by which you are a client of IPLAN.
Jurisdiction and Choice of Law If there is any dispute arising out of the IPLAN website or services performed by IPLAN, you expressly agree that any such dispute shall be governed by the laws of the State of Georgia, without regard to its conflict of law provisions, and you expressly agree and consent to the exclusive jurisdiction and venue of the state and federal courts of the State of Georgia, in Fulton County, for the resolution of any such dispute.
Indemnity You agree to indemnify and hold IPLAN, officers, and other partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorney’s fees, made by any third party due to or arising out of your use of the IPLAN website and services performed by IPLAN in violation of this Agreement and/or arising from a breach of this Agreement and/or any breach of your representations and warranties set forth above.
Contact Info If you have any questions about this Agreement or our information-handling practices, please contact us by e-mail as follows:Support@iplan.com